LiveAmerica delivers innovative life insurance solutions designed for real-life needs, not just distant promises. Our focus on living benefits puts control back in your clients’ hands, offering financial flexibility and peace of mind when it matters most.
Modern solutions combine lasting protection with real-time support to create real value for your clients and their families, now and for generations to come.
Flexibility, Protection, Value!
Curated Coverage for Personalized Protection
Customizable riders give you the freedom to create future solutions that match each of your clients’ needs. Add features like critical illness coverage or accelerated benefits, so clients can access funds if they’re facing a serious health challenge. These options turn a standard policy into a flexible, responsive safety net, offering extra support when it matters most. With the right combination of riders, you can create coverage that truly fits your clients’ lives.
Wealth Protection and Building Opportunities
Build long-term value for clients with policies designed for both protection and income solutions that can fund retirement investments, legacy planning, or unexpected life changes.
Our carefully selected products from our life insurance carrier partners offer protection, flexibility, and tax-advantaged cash value growth that can support financial goals now and in the future. These are the most unique and affordable options on the market, with additional benefits available to your clients through multiple and varied riders.
Life Insurance That Works for Life
Access a portion of the death benefits after a qualifying diagnosis to pay for end-of-life services, easing the burden on loved ones.
Access a portion of the policy value if diagnosed with qualifying conditions like cancer, heart attack, or stroke.
Use benefits for long-term healthcare needs that aren’t covered by health insurance.
Premiums are returned if the policyholder outlives the coverage period.
Living Benefits: Modern Life Insurance Solutions
Life insurance with living benefits goes beyond the basics. If faced with an unexpected qualifying illness or condition, your clients can tap into their policy’s value when they need it most—while they’re still alive. Living benefits help cover medical bills, long-term care, or income gaps, providing a financial cushion during critical times.
Life insurance from LiveAmerica is more than just a payout; it’s flexible coverage for real life. Discover the difference. Connect with LiveAmerica and transform the way you deliver protection, value, and opportunity for families.
Our Carrier Partners
Foresters Financial | American National | Global Atlantic | The Standard | OneAmerica | Corebridge Financial | North American | Lincoln Financial Group | National Life Group | Forethought Life Insurance Company |Foresters Financial | American National | Global Atlantic | The Standard | OneAmerica | Corebridge Financial | North American | Lincoln Financial Group | National Life Group | Forethought Life Insurance Company |
Frequently Asked Questions
You do not need to leave your current insurance or financial planning agency. Partner with LiveAmerica to build a practice, build an agency, or add living benefits solutions to your established firm’s value proposition.
Our distribution model is built on the premise that supporting you to build a business that you own and control, with open access to our ideas, resources and support, will provide optimal value to you, your clients, and LiveAmerica.
When selecting carrier partners, we look through the lens of the consumer and the agent/advisor. We develop deep relationships with companies that have strong ratings, underwriting and service and a track record of providing innovative living benefit solutions. The right carriers and the right relationships will translate to high value for you and your clients.
Our current carrier partners include Corebridge Financial, Lincoln Financial Group, Foresters Financial, National Life Group, North American Life, Allstate Benefits, Forethought, and OneAmerica.
A comprehensive back-office support model available to handle your carrier relations, business and compensation. Getting up and running is streamlined with automated licensing and contracting, an onboarding playbook, and access to LiveAmerica case design experts.. Our professionals will help you shop, illustrate and case manage your business. We have dedicated underwriting teams with each carrier to handle your business and we support electronic business submission.
