FAQs

You do not need to leave your current insurance or financial planning agency. Partner with LiveAmerica to build a practice, build an agency, or add living benefits solutions to your established firm’s value proposition.

Our distribution model is built on the premise that supporting you to build a business that you own and control, with open access to our ideas, resources and support, will provide optimal value to you, your clients, and LiveAmerica.

When selecting carrier partners, we look through the lens of the consumer and the agent/advisor. We develop deep relationships with companies that have strong ratings, underwriting and service and a track record of providing innovative living benefit solutions. The right carriers and the right relationships will translate to high value for you and your clients.

Our current carrier partners include Corebridge Financial, Lincoln Financial Group, Foresters Financial, National Life Group, North American Life, Allstate Benefits, Forethought, and OneAmerica.

A comprehensive back-office support model available to handle your carrier relations, business and compensation. Getting up and running is streamlined with automated licensing and contracting, an onboarding playbook, and access to LiveAmerica case design experts.. Our professionals will help you shop, illustrate and case manage your business. We have dedicated underwriting teams with each carrier to handle your business and we support electronic business submission.

You’ll start with market competitive street level compensation with rolling targets and, depending on your affiliation relationship, have the opportunity based on your LiveAmerica production to increase payout levels. All production is eligible for compensation and rewards.

Not only will your LiveAmerica production qualify you for LiveAmerica’s Leaders Conference through the most highly achievable goals in the industry, but your production for our partners could qualify you for additional incentives through those carriers.

Independent Agents/Advisors or Teams

Contract directly with LiveAmerica and build your business. The ideas and customized solutions you get from LiveAmerica can be life-changing for your clients and pivotal for your business. The combination of expert case design, best-in-class products, and compensation provides the best value proposition available in the industry to work independently as an advisor. Additionally, our centralized sales and back office team will allow you to focus on taking care of your clients, not doing administrative work or following up on outstanding requirements. And while you’re operating independently, you’ll still feel like you’re part of a team, a family, that is with you every step of the way.

Advisors looking for a local agency environment and field leaders seeking an agency-building opportunity.

Agents/Advisors – Benefit from the LiveAmerica Value Proposition with the added backing of a dedicated local sales and service support team. You’ll join a collaborative community of LiveAmerica professionals who are passionate about and dedicated to Living Benefit planning solutions.

Field Manager/Leaders – Recruit, train, and coach advisors to build a Living Benefits-focused practice with LiveAmerica’s Playbook. Be part of a career agency-like system with a dynamic growth strategy and compensation model while maintaining ownership and control of your agency.

Existing wealth management firms or RIAs, independent insurance/financial services agencies, or independent property and casualty firms.

Add customized living benefit protection to expand and complement your existing insurance or wealth management services. We’ll work with you to customize an approach to integrate living benefits solutions into your business model. We can provide consultation and support to build a living benefits/financial risk management division within your firm that is supported by the full resources of LiveAmerica. Grow your life and annuity revenue while providing invaluable options and protection to your clients.