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OUR MISSION : To make a difference in the lives of our clients

Our Offices.

Today, LiveAmerica is made up of ten partner firms and hub locations, growing every day. We have over 1,000 advisors led by experienced Managing Partners who have more than an average of 24 years in the industry and 12 years with living benefits riders. Our offices are relationship driven and have agents that cover the broader United States.


Aiden Financial led by Derek Fleming who has over 4 years experience. Derek was recognized in the Middle Tennessee area as being one of the top 40 under 40.

AlSol Brokerage and LiveAmerica Nashville offices led by Scott German who has over 28 yrs of experience and 12 years with Living Benefits.


KeyLife Principal Brokerage led by Crystal McQueen who has over 13 years of experience with both life and living benefit insurance.

South Carolina

Strategic Wealth Assurance led by Greg Gutowski who has over 12 years of experience with both life and living benefit insurance. He most recently served as AIG Managing Director of South Carolina agencies Columbia, Greenville, and Charleston


Keystone Advisory solutions lead by Chuck Kelly who has over 30 years of industry experience with AIG and Prudential Financial Services where he was a Sales Representative, Sales Manager, and subsequently, Managing Director.


RVAC Life & Retirement lead by Timmy Hurst who has over 35 years experience and 11 with Living Benefits. He spent 17 years as a AIG Managing Director for the states of Virginia and West Virginia. Timmy has two children and 3 grandchildren


Phare Financial, LLC lead by Shelby Ware who has over 30 years of industry experience with MetLife and AIG.


JPB & Associates lead by Jim Parks and Pete Baker who have a combined 54 years of experience within AIG and 12 years each with Living Benefit products

Access Life Financial is located in south Florida and lead by Errol Cunningham and Gilda Swasey with a combined 45 years’ experience in the insurance industry. 20 of those years were with AIGas managers and recruiter trainers focusing on living benefits.


Franklin Wealth led by Todd Potter who most recently served as AIG Managing Director in Lexington, Ky. and in Tri-Cities, NE Tennessee for the past 3 years. He and his team represent over 100 years of experience in the industry


Legacy Financial Partners LLC lead by Rich Ramphul who has over 26 years of experience in the insurance/financial services industry. Rich and his team have been working together in excess of 15 years. Most of those years were spent with Prudential, The Money Group and AIG.

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